Shared member ledger
Nothing hidden in the group chat.
AdaReceived
KemiReceived
TundeDue Friday
Digital thrift, with people at the centre
Save together.
Move forward.
ThriftCircle gives rotating savings groups and cooperatives a shared home for contributions, transparent member ledgers, scheduled payouts and gentle accountability.
AOAda
KMKemi
TATunde
ZEZainab
INIfe
Current payout
Ada ₦500,000 Turn 1 of 5All five sample contributions are marked received.
Built around a familiar idea:
When everyone contributes with clarity, everyone gets a turn to grow.
How the circle turns
Simple enough for the group. Clear enough for the treasurer.
-
01
○
Gather the members
Set the contribution amount, schedule, payout order and group rules in one shared plan.
-
02
◔
Keep every ledger visible
Members can follow contributions, upcoming obligations and recorded payouts without chasing separate messages.
-
03
●
Move the payout on time
Automated reminders and a clear readiness view help the group prepare for each scheduled turn.
Contribution rhythm
Reminders that respect the relationship.
Group accountability
Spot a wobble before the circle breaks.
Circle readiness
4 of 5 ready
Designed for shared progress
Clarity
Rhythm
Care
Accountability
TogetherA cooperative tool should feel cooperative.
ThriftCircle is framed around readable records, agreed rules and considerate prompts—not pressure. The experience supports both rotating savings circles and structured cooperative contributions.
Start with the shape of your group